Comments on: Retire? Not before I die! http://angrypeople.co.uk/2007/08/13/retire-not-before-i-die/ Rule one: Do not act incautiously when confronting little bald wrinkly smiling men. Tue, 06 Jan 2009 11:02:59 +0000 http://wordpress.org/?v=2.3.3 By: ksymons http://angrypeople.co.uk/2007/08/13/retire-not-before-i-die/#comment-45 ksymons Tue, 14 Aug 2007 15:50:26 +0000 http://angrypeople.co.uk/2007/08/13/retire-not-before-i-die/#comment-45 Just had another thought.... if you've just got cash now and again to invest, Smile have got a few alternatives for <a title="Smile - Ethical Investing" href="http://investments.smile.co.uk/" rel="nofollow">ethical investments</a>. Just had another thought…. if you’ve just got cash now and again to invest, Smile have got a few alternatives for ethical investments.

]]> By: ksymons http://angrypeople.co.uk/2007/08/13/retire-not-before-i-die/#comment-43 ksymons Tue, 14 Aug 2007 14:13:24 +0000 http://angrypeople.co.uk/2007/08/13/retire-not-before-i-die/#comment-43 I recently set up a personal pension through my independent financial advisor. He took me through my options and I remember him saying that unless your employer is also contributing, stakeholder pensions are generally the worst option. This is because although they have low charges, the choice of funds is severely restricted and their performance is usually pretty dire. I would say before you go off and sign up with HSBC, get an Independent advisor round (I can recommend mine) and have a chat about your options. I recently set up a personal pension through my independent financial advisor. He took me through my options and I remember him saying that unless your employer is also contributing, stakeholder pensions are generally the worst option.
This is because although they have low charges, the choice of funds is severely restricted and their performance is usually pretty dire.

I would say before you go off and sign up with HSBC, get an Independent advisor round (I can recommend mine) and have a chat about your options.

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